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Appliance Direct

Appliance Direct Credit Card

Get up to 12 Months special financing* on qualifying purchases

Apply online or in-store and get a decision in seconds. Special financing applies to qualifying purchases made on the Appliance Direct Credit Card.

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Appliance Direct credit card

See if you prequalify

Get a decision in seconds with no impact to your credit score.

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Ready to apply?

Get a decision in seconds with one easy application.

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Already a cardholder?

Manage your account, make payments, and more.

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Benefits You'll Love

  • No annual fee¹

  • $0 fraud liability

  • Advance notice of sales, special financing & discounts

  • Convenient monthly payments

Appliance Special Financing

Current Special Financing

Modern kitchen with stainless steel appliances

12 months special financing* applies to all purchases not qualifying for another offer listed.*

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Lease-to-Own

No Credit Needed — Lease-to-Own with Progressive

Progressive's simple lease-to-own program is a great way to get what you need now. Complete all standard auto-lease payments or use a 90-day/early purchase option and you'll own the product(s). Standard agreement offers 12 months to ownership. To purchase early or cancel, call 877-898-1970.

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Financing FAQs

Do I have to be a resident of the United States to be approved online for credit?

Yes.

What happens if I don't answer all the questions on the application?

It may take longer for us to process your application. Each question helps us make decisions about providing you with credit. Rest assured, your information is always protected by our Privacy Policy.

How long will it take to receive my card?

Once your application is approved, you will receive your card within 14 days.

Will I be notified by email if my application is approved?

No. Applications for some of our products offer an instant response. If we are not able to provide you with an instant response, then we will notify you by U.S. mail within 30 days regarding your application status.

Ready to Get Started?

Prequalify in seconds with no impact to your credit score.

Prequalify Now Call 1-844-203-5519

*Subject to credit approval. With credit approval for qualifying purchases made on the Appliance Direct Credit Card at participating stores. As of November 4, 2025, APR for purchases: Variable 29.99% or Non-variable 29.99% or 34.24%. Minimum interest charge $2. See card agreement for details, including the APRs and fees applicable to you. Offer valid for consumer accounts in good standing; subject to change without notice; see store for details. ¹No annual fee. Progressive Leasing lease-to-own is not available in MN, NJ, VT, WI, WY; acquiring ownership by leasing costs more than the retailer's cash price.